<p class="MsoNoSpacing">Türkiye Cumhuriyeti Merkez Bankası’nın kredi kartı işlemlerinde uygulanacak faiz oranlarının düşürülmesi kararı Resmi Gazete’de yayımlandı.</p> <p class="MsoNoSpacing"><br /> Merkez Bankası, kredi kartı işlemlerinde uygulanacak faiz oranlarını düşürdü. Buna göre, Türk Lirası cinsinden yapılan kredi kartı işlemlerinde uygulanacak aylık azami faiz oranı yüzde 2'den yüzde 1,60'a indirildi.</p> <p class="MsoNoSpacing"></p> <p class="MsoNoSpacing">Yüzde 1,60 olarak uygulanan yabancı para cinsinden yapılan kredi karşı işlemlerinde ise aylık azami faiz oranı yüzde 1,28 olarak belirlendi. Ayrıca aylık gecikme faizi oranları ise Türk Lirası cinsinden işlemler için yüzde 2,40'tan yüzde 2'ye indirilirken yabancı para cinsinden işlemlerde de yüzde 2'den yüzde 1,68'e indirildi.</p> <p class="MsoNoSpacing"></p> <p class="MsoNoSpacing">Merkez Bankası'nın aldığı faiz indirimi kararları 1 Ekim'den itibaren geçerli olacak.</p> <p class="MsoNoSpacing"></p> <p class="MsoNoSpacing"><b>RESMİ GAZETE’DEKİ KARAR ŞÖYLE</b></p> <p class="MsoNoSpacing"></p> <div align="center"> <table class="Table" style="margin-left:5.4pt; border-collapse:collapse; border:undefined"> <tbody> <tr> <td style="width:455.2pt" width="607"> <div align="center" style="padding:0cm 5.4pt 0cm 5.4pt"> <table align="left" class="Table" style="border-collapse:collapse;border:none;width:439.45pt;" width="586"> <tbody> <tr style="height:15.85pt"> <td style="width:146.55pt; border:none; border-bottom:solid #660066 1.0pt" width="195"> <p style="margin-bottom:.0001pt; padding:0cm 5.4pt 0cm 5.4pt"><span style="line-height:12.0pt"><span style="height:15.85pt"><span style="font-size:8.0pt"><span arial="" style="font-family:">28 Eylül 2019 CUMARTESİ</span></span></span></span></p> </td> <td style="width:146.55pt; border:none; border-bottom:solid #660066 1.0pt" width="195"> <p align="center" style="margin-bottom:.0001pt; text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="line-height:12.0pt"><span style="height:15.85pt"><b><span style="font-size:12.0pt"><span linotype="" palatino="" style="font-family:"><span style="color:maroon">Resmî Gazete</span></span></span></b></span></span></p> </td> <td style="width:146.35pt; border:none; border-bottom:solid #660066 1.0pt" width="195"> <p align="right" style="text-align:right; padding:0cm 5.4pt 0cm 5.4pt"><span style="line-height:normal"><span style="height:15.85pt"><span style="font-size:8.0pt"><span arial="" style="font-family:">Sayı : 30902</span></span></span></span></p> </td> </tr> <tr style="height:24.0pt"> <td colspan="3" style="width:439.45pt" width="586"> <p align="center" style="text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="line-height:normal"><span style="height:24.0pt"><b><span style="font-size:9.0pt"><span arial="" style="font-family:"><span style="color:navy">TEBLİĞ</span></span></span></b></span></span></p> </td> </tr> <tr style="height:24.0pt"> <td colspan="3" style="width:439.45pt" width="586"> <p style="margin-bottom:.0001pt; text-align:justify; padding:0cm 5.4pt 0cm 5.4pt"><span style="line-height:12.0pt"><span style="height:24.0pt"><u><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">Türkiye Cumhuriyet Merkez Bankasından:</span></span></u></span></span></p> <p align="center" style="margin-top:2.8pt; margin-right:0cm; margin-bottom:.0001pt; margin-left:0cm; text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="line-height:12.0pt"><span style="height:24.0pt"><b><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">KREDİ KARTI İŞLEMLERİNDE UYGULANACAK AZAMİ FAİZ</span></span></b></span></span></p> <p align="center" style="margin-bottom:.0001pt; text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="line-height:12.0pt"><span style="height:24.0pt"><b><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">ORANLARI HAKKINDA TEBLİĞ (SAYI: 2016/8)’DE</span></span></b></span></span></p> <p align="center" style="margin-bottom:.0001pt; text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="line-height:12.0pt"><span style="height:24.0pt"><b><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">DEĞİŞİKLİK YAPILMASINA DAİR TEBLİĞ</span></span></b></span></span></p> <p align="center" style="margin-bottom:8.5pt; text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="line-height:12.0pt"><span style="height:24.0pt"><b><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">(SAYI: 2019/17)</span></span></b></span></span></p> <p style="margin-bottom:.0001pt; text-align:justify; padding:0cm 5.4pt 0cm 5.4pt"><span style="line-height:12.0pt"><span style="height:24.0pt"><b><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">MADDE 1 –</span></span></b><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times=""> 12/11/2016 tarihli ve 29886 sayılı Resmî Gazete’de yayımlanan Kredi Kartı İşlemlerinde Uygulanacak Azami Faiz Oranları Hakkında Tebliğ (Sayı: 2016/8)’in 4 üncü maddesi aşağıdaki şekilde değiştirilmiştir.</span></span></span></span></p> <p style="margin-bottom:.0001pt; text-align:justify; padding:0cm 5.4pt 0cm 5.4pt"><span style="line-height:12.0pt"><span style="height:24.0pt"><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">“<b>MADDE 4 –</b> (1) Türk lirası cinsinden kredi kartı işlemlerinde uygulanacak aylık azami akdi faiz oranı yüzde 1,60’tır.</span></span></span></span></p> <p style="margin-bottom:.0001pt; text-align:justify; padding:0cm 5.4pt 0cm 5.4pt"><span style="line-height:12.0pt"><span style="height:24.0pt"><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">(2) Yabancı para cinsinden kredi kartı işlemlerinde uygulanacak aylık azami akdi faiz oranı yüzde 1,28’dir.”</span></span></span></span></p> <p style="margin-bottom:.0001pt; text-align:justify; padding:0cm 5.4pt 0cm 5.4pt"><span style="line-height:12.0pt"><span style="height:24.0pt"><b><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">MADDE 2 –</span></span></b><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times=""> Aynı Tebliğin 5 inci maddesi aşağıdaki şekilde değiştirilmiştir.</span></span></span></span></p> <p style="margin-bottom:.0001pt; text-align:justify; padding:0cm 5.4pt 0cm 5.4pt"><span style="line-height:12.0pt"><span style="height:24.0pt"><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">“<b>MADDE 5 –</b> (1) Türk lirası cinsinden kredi kartı işlemlerinde uygulanacak aylık azami gecikme faiz oranı yüzde 2,00’dır.</span></span></span></span></p> <p style="margin-bottom:.0001pt; text-align:justify; padding:0cm 5.4pt 0cm 5.4pt"><span style="line-height:12.0pt"><span style="height:24.0pt"><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">(2) Yabancı para cinsinden kredi kartı işlemlerinde uygulanacak aylık azami gecikme faiz oranı yüzde 1,68’dir.”</span></span></span></span></p> <p style="margin-bottom:.0001pt; text-align:justify; padding:0cm 5.4pt 0cm 5.4pt"><span style="line-height:12.0pt"><span style="height:24.0pt"><b><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">MADDE 3 –</span></span></b><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times=""> Bu Tebliğ 1/10/2019 tarihinde yürürlüğe girer.</span></span></span></span></p> <p style="text-align:justify; padding:0cm 5.4pt 0cm 5.4pt"><span style="line-height:12.0pt"><span style="height:24.0pt"><b><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">MADDE 4 –</span></span></b><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times=""> Bu Tebliğ hükümlerini Türkiye Cumhuriyet Merkez Bankası Başkanı yürütür.</span></span></span></span></p> <div align="center" style="padding:0cm 5.4pt 0cm 5.4pt"> <table class="Table" style="width:15.0cm; border-collapse:collapse; border:solid windowtext 1.0pt" width="567"> <tbody> <tr> <td colspan="3" style="width:15.0cm; border:solid windowtext 1.0pt; border-bottom:none" width="567"> <p align="center" style="text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="height:24.0pt"><span style="line-height:12.0pt"><b><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">Tebliğin Yayımlandığı Resmî Gazete'nin</span></span></b></span></span></p> </td> </tr> <tr> <td colspan="2" style="width:212.7pt; border-top:none; border-left:solid windowtext 1.0pt; border-bottom:solid windowtext 1.0pt; border-right:none" width="284"> <p align="center" style="text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="height:24.0pt"><span style="line-height:12.0pt"><b><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">Tarihi</span></span></b></span></span></p> </td> <td style="width:212.55pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt" width="283"> <p align="center" style="text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="height:24.0pt"><span style="line-height:12.0pt"><b><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">Sayısı</span></span></b></span></span></p> </td> </tr> <tr> <td colspan="2" style="width:212.7pt; border:solid windowtext 1.0pt; border-top:none" width="284"> <p align="center" style="text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="height:24.0pt"><span style="line-height:12.0pt"><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">12/11/2016</span></span></span></span></p> </td> <td style="width:212.55pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt" width="283"> <p align="center" style="text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="height:24.0pt"><span style="line-height:12.0pt"><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">29886</span></span></span></span></p> </td> </tr> <tr> <td colspan="3" style="width:15.0cm; border-top:none; border-left:solid windowtext 1.0pt; border-bottom:none; border-right:solid windowtext 1.0pt" width="567"> <p align="center" style="text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="height:24.0pt"><span style="line-height:12.0pt"><b><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">Tebliğde Değişiklik Yapan Tebliğlerin Yayımlandığı Resmî Gazete'nin</span></span></b></span></span></p> </td> </tr> <tr> <td colspan="2" style="width:212.7pt; border-top:none; border-left:solid windowtext 1.0pt; border-bottom:solid windowtext 1.0pt; border-right:none" width="284"> <p align="center" style="text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="height:24.0pt"><span style="line-height:12.0pt"><b><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">Tarihi</span></span></b></span></span></p> </td> <td style="width:212.55pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt" width="283"> <p align="center" style="text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="height:24.0pt"><span style="line-height:12.0pt"><b><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">Sayısı</span></span></b></span></span></p> </td> </tr> <tr> <td style="width:21.85pt; border:solid windowtext 1.0pt; border-top:none" width="29"> <p align="center" style="text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="height:24.0pt"><span style="line-height:12.0pt"><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">1-</span></span></span></span></p> </td> <td style="width:190.85pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt" width="254"> <p align="center" style="margin-right:23.45pt; text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="height:24.0pt"><span style="line-height:12.0pt"><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">30/6/2018</span></span></span></span></p> </td> <td style="width:212.55pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt" width="283"> <p align="center" style="text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="height:24.0pt"><span style="line-height:12.0pt"><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">30464</span></span></span></span></p> </td> </tr> <tr> <td style="width:21.85pt; border:solid windowtext 1.0pt; border-top:none" width="29"> <p align="center" style="text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="height:24.0pt"><span style="line-height:12.0pt"><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">2-</span></span></span></span></p> </td> <td style="width:190.85pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt" width="254"> <p align="center" style="margin-right:23.45pt; text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="height:24.0pt"><span style="line-height:12.0pt"><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">20/9/2018</span></span></span></span></p> </td> <td style="width:212.55pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt" width="283"> <p align="center" style="text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="height:24.0pt"><span style="line-height:12.0pt"><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">30541</span></span></span></span></p> </td> </tr> <tr> <td style="width:21.85pt; border:solid windowtext 1.0pt; border-top:none" width="29"> <p align="center" style="text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="height:24.0pt"><span style="line-height:12.0pt"><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">3-</span></span></span></span></p> </td> <td style="width:190.85pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt" width="254"> <p align="center" style="margin-right:23.45pt; text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="height:24.0pt"><span style="line-height:12.0pt"><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">6/4/2019</span></span></span></span></p> </td> <td style="width:212.55pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt" width="283"> <p align="center" style="text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="height:24.0pt"><span style="line-height:12.0pt"><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">30737</span></span></span></span></p> </td> </tr> <tr> <td style="width:21.85pt; border:solid windowtext 1.0pt; border-top:none" width="29"> <p align="center" style="text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="height:24.0pt"><span style="line-height:12.0pt"><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">4-</span></span></span></span></p> </td> <td style="width:190.85pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt" width="254"> <p align="center" style="margin-right:23.45pt; text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="height:24.0pt"><span style="line-height:12.0pt"><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">29/6/2019</span></span></span></span></p> </td> <td style="width:212.55pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt" width="283"> <p align="center" style="text-align:center; padding:0cm 5.4pt 0cm 5.4pt"><span style="height:24.0pt"><span style="line-height:12.0pt"><span style="font-size:9.0pt"><span new="" roman="" style="font-family:" times="">30816</span></span></span></span></p> </td> </tr> </tbody> </table> </div> </td> </tr> </tbody> </table> </div> </td> </tr> </tbody> </table> </div> <p align="center" style="margin-bottom:.0001pt; text-align:center"></p> <p class="MsoNoSpacing"></p>